Waterfront - Eco Friendly

Address

325 Confidence Way, Panama City, FL

Listing Type

Active

Price

$ 995,000

Property Attributes

MLS#794698
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City
Area04 - Bay County - North
NeighborhoodFanning Bayou
Zip32409
Style
Year Built2020
Taxes$ 4596
Price$ 995,000
Bedrooms4
Full Bathrooms3
Half Bathrooms1
Sqr Footage2761
Lot Size0.35 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

Elementary School	Middle School	High School
Southport Elementary School	Deane Bozeman Middle School	Deane Bozeman High School

Price History
8/28/2026	Listed $995,000

General Features

Sewer	Public Sewer
Utilities	Electricity Available
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Barbecue,Playground,Pool,Community Pool
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Fanning Bayou
Status	Active
Buyer Financing	Other
Directions	HWY 77 N, turn left onto County Rd 2300. Continue approximately 2.5 miles and turn left onto Fanning Bayou Dr. At the first roundabout, take the 2nd exit to continue on Fanning Bayou Dr. At the next roundabout, take the 1st exit onto Confidence Way. Continue approximately 0.5 miles. Home will be on the right.
High School	Deane Bozeman
City	Panama City
MLS Area	04 - Bay County - North
Lot Size Units	Acres
Lot Size Square Feet	15246
Elementary School	Southport
Tax Annual Amount	4596.58
Middle/Junior High School	Deane Bozeman
MLS Area Minor	0410 - Bay North - West Deerpoint/Southport
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Gazebo,Barbecue
Occupancy Type	Occupied
Waterfront Features	Bayou,Riparian Rights,Shoreline - Natural,See Remarks
Year Built	2020
Association Fee Includes	Association Management,Legal/Accounting,Playground,Pool(s)
Heating	Central,Electric
Cooling	Central Air,Ceiling Fan(s)
Appliances	ENERGY STAR Qualified Appliances,Electric Cooktop,Electric Oven
Patio/Porch Features	Porch,Screened
Construction Materials	HardiPlank Type
View	Bayou
Attached Garage	false
Garage Y/N	true
Total Rooms	5
Full Baths	3
Garage Spaces	3
Architectural Style	Craftsman
HOA Fee	432.59
Assoc Fee Paid Per	Quarterly
Pool Features	Fenced,In Ground,Community
Security Features	Smoke Detector(s)
New Construction	false
Energy Efficient	Appliances
Roof	Asphalt

Interior Features

Total Baths	4
Interior Amenities	Main Level Primary,Smart Home,Smart Thermostat,Pantry
Furnished Units	None
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	4
LivingAreaSource	Appraiser
Window Features	Double Pane Windows
Half Baths	1

Exterior Features

Lot Features	Paved
Lot Size Area	0.35
Lot Dimensions	Irregular Lot-See Survey
Lot Size Acres	0.35
Parking Features	Garage,Garage Door Opener
Building Area Total	2761
Waterfront Y/N	true
Exterior Amenities	Porch
Foundation Details	Pillar/Post/Pier