Address
4409 Deer Point Cove Lane, Panama City, FL
Price
$ 875,000
Property Attributes
- MLS#782527
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area04 - Bay County - North
- NeighborhoodDeer Point Cove
- Zip32404
- Style
- Year Built2006
- Taxes$ 7973
- Price$ 875,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage3926
- Lot Size0.66 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. Also available for sale is a separate half-acre, fully buildable lot (estimated $125K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner's suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.
| Elementary School | Middle School | High School |
|---|---|---|
| Deer Point Elementary School | Deane Bozeman Middle School | Deane Bozeman High School |
| Price History | |
|---|---|
| 1/8/2026 | Listed $975,000 |
| 5/19/2026 | 10$875,000 |
General Features
| Property Subtype | Single Family Residence |
|---|---|
| Tax Year | 2024 |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Deer Point Cove |
| Status | Active |
| Directions | From hwy 2321 turn onto highpoint road. deer point cove lane is on the left. home is on the right. |
| High School | Deane Bozeman |
| City | Panama City |
| MLS Area | 04 - Bay County - North |
| Lot Size Units | Acres |
| Lot Size Square Feet | 28532 |
| Elementary School | Deer Point |
| Tax Annual Amount | 7973 |
| Middle/Junior High School | Deane Bozeman |
| MLS Area Minor | 0410 - Bay North - West Deerpoint/Southport |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Gated |
| Occupancy Type | Occupied |
| Year Built | 2006 |
| Association Fee Includes | Legal/Accounting |
| Garage Y/N | true |
| Total Rooms | 5 |
| Full Baths | 3 |
| Garage Spaces | 3 |
| Architectural Style | Craftsman |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 681 |
| Assoc Fee Paid Per | Annually |
| Pool Features | Private |
| New Construction | false |
Interior Features
| Total Baths | 3 |
|---|---|
| Furnished Units | None |
| Total Bedrooms | 5 |
| LivingAreaSource | Appraiser |
| Total Stories | 2 |
Exterior Features
| Lot Size Area | 0.66 |
|---|---|
| Lot Dimensions | survey needed |
| Lot Size Acres | 0.66 |
| Building Area Total | 3926 |
| Waterfront Y/N | false |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32404
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
